Sahod is a free Philippine take-home pay calculator for people who want a clearer estimate of their monthly net pay.
What it does
Enter a monthly basic salary and the calculator estimates employee SSS, PhilHealth, and Pag-IBIG contributions before applying the monthly TRAIN-law withholding tax brackets. You can turn individual contributions on or off when they do not apply to your situation.
Our approach
The tool is designed for quick planning and plain-language understanding. It shows the numbers behind the result, links to official government resources, and lets you save a two-page estimate for your records.
Important limitation
This is an estimate, not professional tax advice and not a BIR Form 2316. Actual payroll can differ because of pay frequency, benefits, bonuses, loans, exemptions, employer policies, and updated government tables. Always verify current rates with the relevant agency or a qualified professional.